{"id":1666,"date":"2016-07-28T20:52:38","date_gmt":"2016-07-28T20:52:38","guid":{"rendered":"https:\/\/www.opalclt.org\/?page_id=1666"},"modified":"2018-08-28T10:15:03","modified_gmt":"2018-08-28T17:15:03","slug":"lets-do-this","status":"publish","type":"page","link":"https:\/\/www.opalclt.org\/es\/lets-do-this\/","title":{"rendered":"Let&#8217;s Do This!"},"content":{"rendered":"<h1 style=\"text-align: center;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1717\" src=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/lets-do-this-600px.jpg\" alt=\"let's do this!\" width=\"600\" height=\"381\" srcset=\"https:\/\/www.opalclt.org\/wp-content\/uploads\/lets-do-this-600px.jpg 600w, https:\/\/www.opalclt.org\/wp-content\/uploads\/lets-do-this-600px-300x191.jpg 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/><\/h1>\n<h1 style=\"text-align: center;\">OPAL\u2019s three-year initiative to sustain the vitality of our Orcas community:<\/h1>\n<h3 style=\"text-align: center;\"><em>increase the number of affordable rentals<\/em><br \/>\n<em> expand the availability of mortgage financing<\/em><br \/>\n<em> broaden OPAL\u2019s ability to help islanders keep a roof over their heads<\/em><\/h3>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><a href=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/opal-pledge-form-2017-final.pdf\" target=\"_blank\" rel=\"noopener\">Comprom\u00e9tase ahora: descargue el formulario en PDF<\/a><\/h2>\n<p>&nbsp;<\/p>\n<h2>The island\u2019s acute need for affordable housing is putting our economic viability at risk.<\/h2>\n<p>The lack of affordable housing on Orcas \u2013 especially rental housing \u2013 is directly affecting our local economy. Businesses can\u2019t find staff to fill jobs because prospective employees can\u2019t find places to live.<\/p>\n<p>A survey of employers listed lack of housing as a primary barrier to hiring sufficient employees.* And the problem extends beyond our shops and restaurants. The school district, OPALCO and others need stable, affordable housing to recruit and retain qualified staff.<\/p>\n<p><strong>OPAL is proposing to help meet this need by building the first major rental development on Orcas in nearly 30 years.<\/strong><\/p>\n<p>Another critical piece to the housing puzzle is lack of financing. Bank rules for mortgage loans have tightened so that many previously creditworthy islanders can no longer qualify. One answer is to turn to private individuals for loans. It\u2019s a model that OPAL is pursuing and shows great promise.<\/p>\n<p><em>* J Robertson and Company, Olympia, WA, 2016<br \/>\n<\/em><\/p>\n<p>&nbsp;<\/p>\n<h2>With your support:<\/h2>\n<p><strong><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-2269 alignright\" src=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/aprils-grove-site-plan.jpg\" alt=\"opal april's grove site plan\" width=\"400\" height=\"319\" srcset=\"https:\/\/www.opalclt.org\/wp-content\/uploads\/aprils-grove-site-plan.jpg 800w, https:\/\/www.opalclt.org\/wp-content\/uploads\/aprils-grove-site-plan-300x239.jpg 300w, https:\/\/www.opalclt.org\/wp-content\/uploads\/aprils-grove-site-plan-768x612.jpg 768w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/>45 new affordable rentals on North Beach Road<br \/>\n<\/strong>In 2015 OPAL identified 3.8 acres of suitable land north of town (on North Beach Road, across from Children\u2019s House). After two years of community meetings, planning, designing, and fundraising, OPAL purchased the property in August 2017 with funds donated by supporters and a loan from the Washington State Housing Finance Commission.<\/p>\n<p>When the remaining funding is in place and construction is complete, tenants will be people who likely fit one of the following descriptions:<\/p>\n<ul>\n<li>Individuos que ganan salarios por hora entre $8 y $30;<\/li>\n<li>Single parents or two-parent families with children and annual incomes between $18,000 and $48,000;<\/li>\n<li>Personas mayores o discapacitadas que necesitan una vivienda accesible;<\/li>\n<li>Individuos o familias que anteriormente no ten\u00edan hogar y pueden tener \u00e9xito como inquilinos, tal vez con alg\u00fan apoyo de administraci\u00f3n de casos.<\/li>\n<\/ul>\n<p><strong>Island Loan Fund to make financing more affordable<br \/>\n<\/strong>Over the past three years, OPAL completed the due diligence needed for creating a community-based nonprofit loan fund, and is ready to launch the fund in 2018. The fund will pool investment dollars from local residents and make loans to creditworthy islanders who are not being served by local banks. These loans may serve both OPAL and non-OPAL borrowers. (Islanders Bank and Washington Federal both support this initiative and have invested time and research dollars.)<\/p>\n<p>To launch the fund, OPAL needs to cover start-up costs. The loan fund will be regulated by government agencies, so OPAL must set up policies, procedures and loan origination software to comply with laws on consumer lending and securities. OPAL will also work with legal counsel to issue the private offering. The plan for the pilot phase is to seek up to $1 million from individuals wishing to make a local investment, and then to loan that money out to borrowers who will use it to purchase a home.<\/p>\n<p><strong>Ongoing stewardship of the island\u2019s permanently affordable homes<\/strong><br \/>\nThis three-year initiative includes day-to-day operations and ongoing stewardship of the 132 houses and apartments already in OPAL\u2019s care. Cost: $150,000 a year while the rental project is being completed.<\/p>\n<h2>Lo que su apoyo a OPAL hace por la comunidad de Orcas:<\/h2>\n<p><strong>Fomentas familias estables.<\/strong><br \/>\nCon viviendas estables y asequibles, las familias prosperan. Las personas se vuelven m\u00e1s productivas, menos estresadas, m\u00e1s comprometidas en su vida laboral, comunitaria y familiar.<\/p>\n<p><strong>Apoyas a los negocios locales.<\/strong><br \/>\nLa vivienda asequible significa que los empleados tienen lugares para vivir y las empresas pueden contratar personal calificado. El trabajo de la isla se hace. Los cheques de pago se gastan localmente. Se pagan impuestos. Los negocios crecen. Adem\u00e1s, OPAL gasta los d\u00f3lares del proyecto a nivel local, lo que refuerza la econom\u00eda de la isla.<\/p>\n<p><strong>Mejoras la calidad de vida.<\/strong><br \/>\nLa vivienda asequible ayuda a preservar la diversidad econ\u00f3mica y demogr\u00e1fica y el car\u00e1cter vibrante de Orcas, con j\u00f3venes y viejos, jubilados y trabajadores, una variedad de ingresos y habilidades.<\/p>\n<p><strong>Creas valor que perdura.<\/strong><br \/>\nDebido a que las casas y apartamentos OPAL siguen siendo permanentemente asequibles, el beneficio de su inversi\u00f3n en viviendas asequibles nunca se pierde, y el valor de los subsidios de los contribuyentes a trav\u00e9s de subvenciones federales y estatales nunca se pierde. Su dinero beneficia a las generaciones venideras.<\/p>\n<h3>Comprom\u00e9tase ahora<\/h3>\n<p>Por favor <a href=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/opal-pledge-form-2017-final.pdf\" target=\"_blank\" rel=\"noopener\">descargar el formulario de compromiso en formato PDF<\/a> y regrese a la oficina de OPAL. Nosotros, junto con toda la comunidad de Orcas, apreciamos su generosidad.<\/p>\n<p>Find out more about our &#8220;Let&#8217;s do This!&#8221; initiative: <a href=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/OPAL-Fundraising-Brochure-2017-single-page-with-inserts.pdf\" target=\"_blank\" rel=\"noopener\">download brochure and inserts.<\/a><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 0.85; z-index: 8675309; display: none; cursor: pointer; top: 41px; left: 131px;\">Ahorrar<\/span><\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 0.85; z-index: 8675309; display: none; cursor: pointer; top: 41px; left: 131px;\">Ahorrar<\/span><\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 0.85; z-index: 8675309; display: none; cursor: pointer; top: 41px; left: 131px;\">Ahorrar<\/span><\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; font: bold 11px\/20px 'Helvetica Neue',Helvetica,sans-serif; color: #ffffff; background: #bd081c no-repeat scroll 3px 50% \/ 14px 14px; position: absolute; opacity: 0.85; z-index: 8675309; display: none; cursor: pointer; top: 41px; left: 131px;\">Ahorrar<\/span><\/p>\n<p><span style=\"border-radius: 2px; text-indent: 20px; width: auto; padding: 0px 4px 0px 0px; text-align: center; 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opacity: 0.85; z-index: 8675309; display: none; cursor: pointer; top: 41px; left: 141px;\">Ahorrar<\/span><\/p>","protected":false},"excerpt":{"rendered":"<p>OPAL\u2019s three-year initiative to sustain the vitality of our Orcas community: increase the number of affordable rentals expand the availability of mortgage financing broaden OPAL\u2019s ability to help islanders keep a roof over their heads &nbsp; Pledge Now &#8211; Download PDF Form &nbsp; The island\u2019s acute need for affordable housing is putting our economic viability [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"content-sidebar","footnotes":""},"class_list":{"0":"post-1666","1":"page","2":"type-page","3":"status-publish","5":"entry","6":"has-post-thumbnail"},"aioseo_notices":[],"campaignId":"","_links":{"self":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/1666","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/comments?post=1666"}],"version-history":[{"count":5,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/1666\/revisions"}],"predecessor-version":[{"id":3122,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/1666\/revisions\/3122"}],"wp:attachment":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/media?parent=1666"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}