{"id":2862,"date":"2018-03-14T18:52:41","date_gmt":"2018-03-14T18:52:41","guid":{"rendered":"https:\/\/www.opalclt.org\/?page_id=2862"},"modified":"2026-06-22T13:56:12","modified_gmt":"2026-06-22T20:56:12","slug":"borrow","status":"publish","type":"page","link":"https:\/\/www.opalclt.org\/es\/loans\/borrow\/","title":{"rendered":"Pedir prestado"},"content":{"rendered":"<h4><strong>The Island Loan Fund is currently accepting new applications from prospective borrowers.<\/strong><\/h4>\n<h1><\/h1>\n<div id=\"attachment_2867\" style=\"width: 410px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2867\" class=\"wp-image-2867\" src=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF.jpg\" alt=\"orcas island property for sale\" width=\"400\" height=\"298\" srcset=\"https:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF.jpg 450w, https:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF-300x223.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><p id=\"caption-attachment-2867\" class=\"wp-caption-text\">Es posible que desee comprar una propiedad que a\u00fan no cumple con los est\u00e1ndares bancarios.<\/p><\/div>\n<p>Si desea comprar una casa en Orcas, pero los banqueros le han dicho que a\u00fan no es elegible para un pr\u00e9stamo hipotecario o que la casa que espera comprar no es &quot;financiable&quot;, entonces Island Loan Fund puede ser para usted. Si tiene solvencia crediticia, pero a\u00fan no cumple con los requisitos del banco, Island Loan Fund podr\u00eda brindarle un pr\u00e9stamo hipotecario y asistencia t\u00e9cnica para comprar una casa. Es posible que tenga demasiadas deudas de pr\u00e9stamos estudiantiles, carezca de un historial crediticio suficiente o desee comprar una propiedad que a\u00fan no cumple con los est\u00e1ndares bancarios.<\/p>\n<p>Los pr\u00e9stamos del Island Loan Fund suelen tener una duraci\u00f3n de cinco a\u00f1os y la tasa de inter\u00e9s es ligeramente superior a la tasa bancaria. Durante el plazo de su pr\u00e9stamo, trabajar\u00e1 con el personal de OPAL para llegar al punto en el que pueda refinanciar con un banco.<\/p>\n<p>Nuestros criterios de suscripci\u00f3n son <a href=\"http:\/\/www.opalclt.org\/es\/loans\/underwriting-standards\/\"><u>aqu\u00ed<\/u><\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Island Loan Fund is currently accepting new applications from prospective borrowers. If you want to buy a home on Orcas, but bankers have told you that you are not yet eligible for a mortgage loan or that the home you are hoping to buy is not \u201cbankable,\u201d then the Island Loan Fund may be [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":2852,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":["post-2862","page","type-page","status-publish","entry"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"The Island Loan Fund is currently accepting new applications from prospective borrowers. 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