{"id":2862,"date":"2018-03-14T18:52:41","date_gmt":"2018-03-14T18:52:41","guid":{"rendered":"https:\/\/www.opalclt.org\/?page_id=2862"},"modified":"2023-06-24T09:44:11","modified_gmt":"2023-06-24T16:44:11","slug":"borrow","status":"publish","type":"page","link":"https:\/\/www.opalclt.org\/es\/loans\/borrow\/","title":{"rendered":"Pedir prestado"},"content":{"rendered":"<h4><strong>The Island Loan Fund is not currently accepting new applications from prospective borrowers. All capital is currently loaned out. If you would like to invest in the Island Loan Fund, <a href=\"https:\/\/www.opalclt.org\/es\/loans\/invest\/\">please click here<\/a>.<\/strong><\/h4>\n<h1><\/h1>\n<div id=\"attachment_2867\" style=\"width: 410px\" class=\"wp-caption alignright\"><img loading=\"lazy\" decoding=\"async\" aria-describedby=\"caption-attachment-2867\" class=\"wp-image-2867\" src=\"http:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF.jpg\" alt=\"orcas island property for sale\" width=\"400\" height=\"298\" srcset=\"https:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF.jpg 450w, https:\/\/www.opalclt.org\/wp-content\/uploads\/for_sale_ILF-300x223.jpg 300w\" sizes=\"auto, (max-width: 400px) 100vw, 400px\" \/><p id=\"caption-attachment-2867\" class=\"wp-caption-text\">Es posible que desee comprar una propiedad que a\u00fan no cumple con los est\u00e1ndares bancarios.<\/p><\/div>\n<p>Si desea comprar una casa en Orcas, pero los banqueros le han dicho que a\u00fan no es elegible para un pr\u00e9stamo hipotecario o que la casa que espera comprar no es &quot;financiable&quot;, entonces Island Loan Fund puede ser para usted. Si tiene solvencia crediticia, pero a\u00fan no cumple con los requisitos del banco, Island Loan Fund podr\u00eda brindarle un pr\u00e9stamo hipotecario y asistencia t\u00e9cnica para comprar una casa. Es posible que tenga demasiadas deudas de pr\u00e9stamos estudiantiles, carezca de un historial crediticio suficiente o desee comprar una propiedad que a\u00fan no cumple con los est\u00e1ndares bancarios.<\/p>\n<p>Los pr\u00e9stamos del Island Loan Fund suelen tener una duraci\u00f3n de cinco a\u00f1os y la tasa de inter\u00e9s es ligeramente superior a la tasa bancaria. Durante el plazo de su pr\u00e9stamo, trabajar\u00e1 con el personal de OPAL para llegar al punto en el que pueda refinanciar con un banco.<\/p>\n<p>Nuestros criterios de suscripci\u00f3n son <a href=\"https:\/\/www.opalclt.org\/es\/loans\/underwriting-standards\/\"><u>aqu\u00ed<\/u><\/a>.<\/p>","protected":false},"excerpt":{"rendered":"<p>The Island Loan Fund is not currently accepting new applications from prospective borrowers. All capital is currently loaned out. If you would like to invest in the Island Loan Fund, please click here. If you want to buy a home on Orcas, but bankers have told you that you are not yet eligible for a [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":2852,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"give_campaign_id":0,"_genesis_hide_title":false,"_genesis_hide_breadcrumbs":false,"_genesis_hide_singular_image":false,"_genesis_hide_footer_widgets":false,"_genesis_custom_body_class":"","_genesis_custom_post_class":"","_genesis_layout":"","footnotes":""},"class_list":{"0":"post-2862","1":"page","2":"type-page","3":"status-publish","5":"entry"},"aioseo_notices":[],"campaignId":"","_links":{"self":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/2862","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/comments?post=2862"}],"version-history":[{"count":5,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/2862\/revisions"}],"predecessor-version":[{"id":7188,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/2862\/revisions\/7188"}],"up":[{"embeddable":true,"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/pages\/2852"}],"wp:attachment":[{"href":"https:\/\/www.opalclt.org\/es\/wp-json\/wp\/v2\/media?parent=2862"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}