{"id":5326,"date":"2021-04-29T14:03:29","date_gmt":"2021-04-29T21:03:29","guid":{"rendered":"https:\/\/www.opalclt.org\/?page_id=5326"},"modified":"2024-02-27T13:42:41","modified_gmt":"2024-02-27T21:42:41","slug":"counseling","status":"publish","type":"page","link":"https:\/\/www.opalclt.org\/es\/in-the-works\/counseling\/","title":{"rendered":"Asesoramiento"},"content":{"rendered":"<h1 class=\"wp-block-heading\">Educaci\u00f3n y asesoramiento para compradores de vivienda<\/h1>\n\n\n\n<p class=\"wp-block-paragraph\">En OPAL queremos que todos los compradores de vivienda sepan lo m\u00e1s posible sobre el gran paso de comprar una vivienda. Los miembros del personal de OPAL son asesores certificados para compradores de vivienda. Se re\u00fanen con los solicitantes y brindan informaci\u00f3n sobre las opciones para comprar una casa, las responsabilidades de la propiedad de la vivienda, el presupuesto del hogar, c\u00f3mo el modelo de fideicomiso de tierras comunitarias es similar y diferente de la propiedad de vivienda convencional, qu\u00e9 debe incluirse en la solicitud de un pr\u00e9stamo hipotecario y qu\u00e9 esperar despu\u00e9s de comprar una casa. Nuestro enfoque personalizado reconoce que la situaci\u00f3n de cada persona es \u00fanica y que la buena informaci\u00f3n es clave para tomar buenas decisiones. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seguimos siendo un recurso despu\u00e9s de que las personas compren sus casas. Puede ser \u00fatil que alguien con experiencia piense en eventos financieros desafiantes, como la reducci\u00f3n de horas de trabajo, una enfermedad o un divorcio; o averiguar c\u00f3mo ahorrar y pagar un mantenimiento costoso como un techo nuevo. Tambi\u00e9n ayudamos a las personas si es el momento de refinanciar, o dirigimos a los propietarios a otros recursos locales disponibles para reducir sus costos de electricidad, alcantarillado, calefacci\u00f3n, Internet e impuestos inmobiliarios. Y cuando llega el momento de revender, tambi\u00e9n estamos all\u00ed para ayudar con ese proceso.<\/p>","protected":false},"excerpt":{"rendered":"<p>Homebuyer Education and Counseling At OPAL we want every homebuyer to know as much as possible about the big step of buying a home. OPAL staff members are certified homebuyer counselors. 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